Its almost impossible now to start a small business and its virtually impossible to expand your existing business, he said. Trump is wrong about small-business starts. Since early 2010, new business creation has rebounded . But hes right, albeit with a whiff of exaggeration, that its harder to finance and expand a small business than it needs to be. Total bank lending to small businesses has declined by about 6percent since Dodd-Frank was put in place. Although weak consumer demand is a major culprit, misdirected regulation has also created formidable obstacles. Half a decade into Dodd-Franks life, its clear that the rules aimed at large, complex institutions have fallen hard on banks with less than $10 billion in assets — a group that accounts for about two-thirds of all small-business lending. These banks must sort their assets into myriad risk categories, a task that has helped double the length of the quarterly reports they file with supervisors.

https://www.bloomberg.com/view/articles/2017-02-03/one-way-for-trump-to-help-small-business

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