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All the Details I do not think anyone can possible know all the details and the facts at this point. If a funding request is being made, but the business requesting the funding hasnt set aside money to acquire a loan, refuses to pay due diligence, or doesnt have any cash available for capital acquisition, it is very unlikely they will ever receive any funding. It is appreciated that most Clients are truthful, have extensive experience, and have verifiable information. When a lender has reviewed the information and has determined that the deal is something they can fund contingent on the proper due diligence being completed with positive results, then they will determine what type of due diligence it will take to get them the comfort level they need. The former one is not a likely choice for most of us involved since it is can tie up valuable working capital or funds that you can invest elsewhere for better value.